Our cutoff times are 11AM EST for checks. Digital checks are typically sent instantly.
We use geocoding technology to validate address data, but in rare cases, errors may still occur—especially if they aren’t automatically corrected or flagged in the payments repair queue. Our system is designed to be both resilient and flexible, while maintaining strong quality control. It’s a careful balance to ensure reliability without sacrificing adaptability.
For email checks, the minimum is $.01 and maximum is only limited by what the client’s bank allows.
Send Date is for future dating payments. It defaults to either the current day (if it’s before our payment cut off time of 9AM MST), or the next business day if it’s after the cutoff.
Digital Checks can be canceled up until the time the Digital Check is redeemed.
There are integrations available to export payments out of Quickbooks Desktop/Online and into the Emailed Checks Platform.
With our basic template, you have 300 characters on the check stub and 25 characters on the actual e-check. Any addition content will cause for additional fees.
Those types of errors likely have something to do with the mapping of the fields in your file upload, or a missing field in one of your payees addresses. If you correct that error after uploading, your file should be ready to go. In the case of error(s), the file will not be rejected.
Yes, our system can provide you that information through a secure email or through our API.
Yes, we have a robust reporting system that allows you to export data acceptable for bank and accounting/ERP software importing.
Yes, we have many clients that use our services to send digital checks internationally.
There are several ways to get your cashed e-check information from our system. We integrate with a third-party that supports retrieving cashed e-check information for most major banks. For banks that do not support retrieving transaction information, we offer a system where we can import many different bank file formats to display and report back you to cashed check information.
We have several ways to verify our clients bank accounts. We use a 3rd party system that we can use to instantly verify your account, or we can send micro-deposits (small deposits of under $1.00) that you would have to verify.
Yes, you can add each of your clients as sub-accounts in the Emailed Checks system. They will then be able to add electronic check payments whenever they need.
Yes, because they have a similar MICR line as US Banks. We may need a voided check and/or a letter from your bank to verify the account before setup can be completed.
Checkissuing is SOCII-SSAE 16 Type II Audit certified, HIPPA compliant, and our systems are hosted on Amazon Cloud (AWS).
Yes, we do. Please Contact Us for more details on this.
Yes, you can. Since there are no processing fees or monthly minimums, it doesn’t make a difference in costs whether you use our emailed checks for a single time, or on a regular basis.
A color or black/white logo can be added to the electronic check.
You can upload your Excel file saved as a .CSV or push your information through our API.
You can use the permission settings to set your preferred access for your users. Access can be limited to just viewing reports.
There is no limit but for security purposes, we recommend not having to many. The primary user has access to all the permission settings per new user.
Yes, once you are integrated into the Emailed Checks system there is a Reports Tab that allows you to run all the reports needed.
There are no monthly fees for our services, and there may be a setup fee based on what services and customization you require.
Yes, there are several ways to market your brand including color or black/white logos on the e-check and stub.
Positive pay is a cash-management service employed to deter check fraud. Banks use it to match the checks a company issues with those it presents for payment. Any check considered to be potentially fraudulent is sent back to the issuer for examination. It normally takes about 30 days to fully set up your positive pay program with your bank.
We have integrations with various ERP and accounting systems. Please Contact Us with your specific needs.
Our fees are based off monthly volumes. Please Contact Us for the specific pricing tiers.
All client data is fully-encrypted and stored on Amazon Cloud (AWS), the same platform that the NSA uses to store their information.
As we dont have any long-term contracts, setup fees or monthly fees, our service is use as you need.
Our setup averages about 2-3 business days. We can move as fast as you need us to. The MICRO Deposits we send to verify your bank account take about 24 hours to hit.
We send invoices at the beginning of each week or month depending on your setup. Our billing payment options include an ACH debit out of your bank account, you can write a check out of your account using our system, or you can push an ACH into our account.
Depending on the services you would like, they will vary. Please contact a representative for more details.
To manually upload a file to our system, we accept. CSV files, which can be easily converted from Excel. We also have an API that can be used to communicate with our systems.
Digital Checks are sent immediately after being submitted.
We do not operate on the following national holidays:
We don’t restrict international checks, it is up to our customers to comply with OFAC standards since the money is being transferred from their bank accounts. Please make sure your address that is passed with that countries address conventions, otherwise it will be returned.
0.01 – no real maximum for digital checks.
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